I use cheques literally every day (that I'm working.) For a lot of small businesses there's no other choice. If we have actors to pay, it's with a cheque. Go to the post office for a roll of stamps, it's a cheque. Need petty cash, we cash a cheque. They're very useful in avoiding fraud because if you could withdraw straight from the account and my bosses were into fraud, they could just withdraw €100k right after we get our grant. Cheques have to be co-signed by authorised people so it means there's always a check on the cheque. Similarly, it creates a paper trail (both actual paper and digital.) It means that we can see exactly who the money went to, etc. And probably most importantly, it means we don't spend ages chasing idiots to give us their correct bank details. We just write a cheque to their name and that's the end of the matter. (Plus it means I get to go for a stroll around town every few days when I'm getting the cheques co-signed )
In other banking news... I've finally gotten and used my Visa Debit card. I honestly did not realise how handy it would be to not have to go to fucking ATMs all the time. I still have to use them, but doing the shopping or buying anything significant became so much easier. Now we just need some shops to actually start using that contactless payment thing. Which to me is the proper future.
Just found out that my brother put our sail boat up for sale
Either way you look at it a cashiers/treasurers check will always be a handy tool when receiving payment. It's guaranteed money that doesn't require anyone to jump on the internet to confirm a money transfer.
This is bizarre:
http://www.gatestoneinstitute.org/3158/islam-sodomyNot only did the original "underwear bomber" Abdullah Hassan al-Asiri hide explosives in his rectum to assassinate Saudi Prince Muhammad bin Nayef—they met in 2009 after the 22-year-old holy warrior "feigned repentance for his jihadi views"—but al-Asiri apparently had fellow jihadis repeatedly sodomize him to "widen" his anus in order to accommodate the explosives— all in accordance with the fatwas [religious edicts] of Islamic clerics.
Bet you won't see that story on cable news.
I paid for my first car with a cheque. Pretty much everything else in my adult life though has been EFTPOS/direct debit, with the odd cash purchase for little things.
I like cash it feels nice, good for bets small things and feels nice.
Hello? Oh, hello! I'm sorry it's a very bad line. No, no no... but that's not possible, she was sealed in to the Seventh Obelisk after the prayer meeting. Well, no, I get that it's important... an Egyptian Goddess loose on the Orient Express. In Space. Give us a mo....
... don't worry about a thing, your Majesty; we're on our way.
Contract stuff to Seraphina Amaranth.
"You give me the awful impression - I hate to have to say - of someone who hasn't read any of the arguments against your position. Ever."
I have to pay rent by check (either personal or cashier's, first month was mandatory cashier's.) My roommate actually writes the check and pays them, I transfer my half of the rent to him. Our two banks have some deal going on that makes it very easy and free, takes about 10 seconds and I can do it from my phone even.
All the bills we set up for automatic deduction, and personally I only use my debit/credit cards. Very rarely have cash on me.
edit: I know at work many old people (and even some young) still get their pay in check form. I've always used direct deposit. Feels good to sit around doing fuckall on Thursday and when I wake up in the morning it's already deposited and usable. I even get a text from my bank around 2AM Friday showing the exact amount.
Last edited by Raine Woot; July 13 2012 at 01:40:28 AM.
There are none. Cars, workers, rent and all other bills are payed the same way. Internet banking is easy and fast.
Only person I've ever seen using a cheque was my grandmother.