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Thread: God Hates THE WORLD (Natural Disaster Thread)

  1. #1861
    Donor erichkknaar's Avatar
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    Quote Originally Posted by elmicker View Post
    Quote Originally Posted by erichkknaar View Post
    They have to log every output of their algorithm, though.
    Not for lending decisions they don't. Which is why your score is just a fiction used to help make you feel like the CRA is a neutral institution instead of a data broker acting for lenders.

    Building a credit rating here is piss easy compared to the UK or even back home.
    Which is lovely, but credit ratings haven't been used for lending decisions since the 1990s. They might share the same underlying data, but if you try to run a bank based on "LEND IF FICO >= 600" you'll be bust before the week is out.

    Quote Originally Posted by Alistair View Post
    What I should have done is asked you for a reputable link supporting that social media is used in the calculation of credit rating by any of the three major U.S. credit rating agencies, Equifax, Experian and/or TransUnion.
    Why? Is it so monumentally unbelievable? If you're trying to decide whether or not someone is credit worthy, it's fundamentally a three-step process:

    1) Do I know who this person is claiming to be?
    2) Am I sure this person is who they are claiming to be? (Up to this point is mostly KYC, rather than CRA)
    3) Can I balance the risk attached to this credit product with the risk attached to this person?

    If at any point the answer is "No", you don't get money, simple as that. What is step 1 in any modern "Who is this person?" investigation? You google. You look for their social media presence, because over 99% of people you are going to be interested in lending to will have some form of presence on the Twitbooks. If that presence doesn't exist, this person has already identified themselves as an outlier, immediately cranking the resulting risk score way up. We'll also take a close look at how old and inter-connected these profiles are. For example duplicate profiles or young profiles are also a huge risk factor. You can bring it back down (e.g. with precise address history, name, dob etc), but there are going to be times when it's going to cause issues, such as if you've just moved house for example, or you use multiple names.

    Side note: This applies to you as well my dutch friends. Just because you don't have a credit score doesn't mean this doesn't happen. Your debt still has to be re-sold and underwritten, so the risk has to be quantified the same as it is in the rest of the world. See: My repeated posting that your "score" is mostly a fiction.
    Try getting qualified to even have your data used in the secret lending decision with a shit credit rating sometime.
    meh

  2. #1862
    Lachesis VII's Avatar
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    Back on topic, this piece in the NYT Magazine this week is solid:

    https://www.nytimes.com/interactive/...alifornia.html

  3. #1863
    Approaching Walrus's Avatar
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    One part really sticks out

    There was no plan for evacuating all 27,000 residents of Paradise at once. “I don’t think it’s physically possible,” Paradise’s mayor, Jody Jones, told me. For a town that size to build enough additional lanes of roadway to make it possible, she added, would have seemed preposterous and like a waste of taxpayer money had anyone proposed it. Our communities, as they currently exist, were planned and built primarily to be lived in, not escaped. Fully prioritizing evacuation could mean ripping them apart.
    Maybe worth investing in fallout shelters/fire bunkers after this event

  4. #1864
    Donor erichkknaar's Avatar
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    Quote Originally Posted by Approaching Walrus View Post
    One part really sticks out

    There was no plan for evacuating all 27,000 residents of Paradise at once. “I don’t think it’s physically possible,” Paradise’s mayor, Jody Jones, told me. For a town that size to build enough additional lanes of roadway to make it possible, she added, would have seemed preposterous and like a waste of taxpayer money had anyone proposed it. Our communities, as they currently exist, were planned and built primarily to be lived in, not escaped. Fully prioritizing evacuation could mean ripping them apart.
    Maybe worth investing in fallout shelters/fire bunkers after this event
    Or maybe we shouldn’t let humans settle the interface with nature too much.
    meh

  5. #1865

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    They can always sell their homes after they burn down.

  6. #1866
    Approaching Walrus's Avatar
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    Quote Originally Posted by erichkknaar View Post
    Quote Originally Posted by Approaching Walrus View Post
    One part really sticks out

    There was no plan for evacuating all 27,000 residents of Paradise at once. “I don’t think it’s physically possible,” Paradise’s mayor, Jody Jones, told me. For a town that size to build enough additional lanes of roadway to make it possible, she added, would have seemed preposterous and like a waste of taxpayer money had anyone proposed it. Our communities, as they currently exist, were planned and built primarily to be lived in, not escaped. Fully prioritizing evacuation could mean ripping them apart.
    Maybe worth investing in fallout shelters/fire bunkers after this event
    Or maybe we shouldn’t let humans settle the interface with nature too much.
    good luck convincing people to give up their propertah

  7. #1867
    walrus's Avatar
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      Spoiler:
    Quote Originally Posted by RazoR View Post
    But islamism IS a product of class warfare. Rich white countries come into developing brown dictatorships, wreck the leadership, infrastructure and economy and then act all surprised that religious fanaticism is on the rise.
    Also:
    Quote Originally Posted by Tellenta View Post
    walrus isnt a bad poster.
    Quote Originally Posted by cullnean View Post
    also i like walrus.
    Quote Originally Posted by AmaNutin View Post
    Yer a hoot

  8. #1868
    walrus's Avatar
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      Spoiler:
    Quote Originally Posted by RazoR View Post
    But islamism IS a product of class warfare. Rich white countries come into developing brown dictatorships, wreck the leadership, infrastructure and economy and then act all surprised that religious fanaticism is on the rise.
    Also:
    Quote Originally Posted by Tellenta View Post
    walrus isnt a bad poster.
    Quote Originally Posted by cullnean View Post
    also i like walrus.
    Quote Originally Posted by AmaNutin View Post
    Yer a hoot

  9. #1869
    Venec's Avatar
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    Get HYPE for radioactive isotoped from nuclear test sites trapped in glaciers than now are slowly being released:

    https://glacierandpolarlife.wordpres...cu-w-kaukazie/

  10. #1870
    Movember 2011 RazoR's Avatar
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    First of all, Kapustin Yar is 500km away from where the supposed glacier is. Second, it has never been used for nuclear tests, especially since it's between two major cities - you want Semipalatinsk and Novaya Zemlya which are in dead steppes of kazakhstan and the arctic fucking ocean, respectively.
    And the entirety of nuclear material ever released is a teaspoon in a barrel of toxic shit we get from oil. Keep drinking the koolaid.

    i actually came to post these funnies

    http://www.cc.com/video-clips/4bdpjs...l-warming-hoax
    http://www.cc.com/video-clips/r8c9ac...-war-on-carbon
    Last edited by RazoR; September 3 2019 at 07:13:13 AM.

  11. #1871
    Caldrion Dosto's Avatar
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    Poland decided to fuck us all...

    https://abcnews.go.com/Health/wireSt...river-65265541
    The sewage is being discharged at about 3,000 liters (nearly 800 gallons) a second at Warsaw's northern edge and goes north without affecting the city's waters, authorities said.
    What this article fails to tell is that this has already been going on for a week, and no fix is in sight.
    The Polish sea bed of the Baltic Sea already have dead area the size of Denmark and this will severely increase the problem.

  12. #1872
    Venec's Avatar
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    Quote Originally Posted by Caldrion Dosto View Post
    Poland decided to fuck us all...

    https://abcnews.go.com/Health/wireSt...river-65265541
    The sewage is being discharged at about 3,000 liters (nearly 800 gallons) a second at Warsaw's northern edge and goes north without affecting the city's waters, authorities said.
    What this article fails to tell is that this has already been going on for a week, and no fix is in sight.
    The Polish sea bed of the Baltic Sea already have dead area the size of Denmark and this will severely increase the problem.
    This malfunction is blown out of proportion due to upcoming elections (Kaczyński wants to smear the city which is ruled by one of the opposition parties). It's a shame it happened, authorities are trying to fix this, but it's nothing catastrophic. Mind you, sewage is being treated with ozone, most of the bacteria is killed off and Vistula is able to take care of the rest.

    This is known because this was status quo before 2012 - all sewage was dumped into the river. The malfunction itself is serious, someone royally fucked up during construction of sewage collection pipes (big fucking time, the company is bankrupt now, no one to take responsibility). This is what happens in peak neoliberalism when you're cutting public spending where you can.
    Last edited by Venec; September 3 2019 at 07:10:50 PM.

  13. #1873
    Movember 2012 I Legionnaire's Avatar
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    Good read on agriculture in the US: https://longreads.com/2019/08/22/bet...n-the-drought/

  14. #1874

  15. #1875
    Liare's Avatar
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    You must spread some Reputation around before giving it to Lachesis VII again.
    Viking, n.:
    1. Daring Scandinavian seafarers, explorers, adventurers, entrepreneurs world-famous for their aggressive, nautical import business, highly leveraged takeovers and blue eyes.
    2. Bloodthirsty sea pirates who ravaged northern Europe beginning in the 9th century.

    Hagar's note: The first definition is much preferred; the second is used only by malcontents, the envious, and disgruntled owners of waterfront property.

  16. #1876
    Approaching Walrus's Avatar
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    Good read, was missing references to 3d printing and blockchain though

  17. #1877

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  18. #1878
    Venec's Avatar
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    The number of birds in the United States and Canada has declined by 3 billion, or 29 percent, over the past half-century, scientists find.
    https://www.nytimes.com/2019/09/19/s...mid=fb-nytimes

  19. #1879
    Keckers's Avatar
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    No doubt killed by those wind turbines
    Quote Originally Posted by Paul Mason
    It is absurd that we are capable of witnessing a 40,000 year old system of gender oppression begin to dissolve before our eyes yet still see the abolition of a 200 year old economic system as an unrealistic utopia.

  20. #1880
    Liare's Avatar
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    its not wind turbines, its murder-bines.
    Viking, n.:
    1. Daring Scandinavian seafarers, explorers, adventurers, entrepreneurs world-famous for their aggressive, nautical import business, highly leveraged takeovers and blue eyes.
    2. Bloodthirsty sea pirates who ravaged northern Europe beginning in the 9th century.

    Hagar's note: The first definition is much preferred; the second is used only by malcontents, the envious, and disgruntled owners of waterfront property.

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